Professional athletes earn a lifetime of income in a few short years, and too many of them end up with nothing. We build advice-only financial plans for NHL and professional hockey players, and other athletes, so the money you earn in a decade carries the sixty years that follow.
In reviewing the cases of 48 current and former NHL players who experienced financial difficulties, where their combined earnings exceeded more than one billion dollars, we looked at how and why they experienced financial hardship and it tells us a great deal about what athletes actually need from a financial and money management plan. High income is never the problem.
More than one billion dollars earned between them, and nothing left of it. Not one fortune was lost on the ice — every single one was lost off it.
Number of players by primary cause of financial hardship, from a review of 48 NHL careers that experienced financial loss. Our own categorization of publicly reported accounts; categories overlap and we name no individuals.
The average NHL career is shorter than anyone plans for, and this means that it is critical to plan your finances efficiently to stretch out your NHL earnings into a lifetime of income for you and your family.
The majority of NHL players will earn the most between ages 22 and 32, often in a currency you do not live in and taxed in jurisdictions you did not choose.
That compresses every financial decision you have to make. Money that would normally accumulate over forty working years has to be structured, protected and made durable in about a ten year career period. We build the financial plan around that reality instead of pretending or ignoring it away.
Players get pitched constantly, often by family and friends. Those six words let you say no without saying no. We are the neutral filter between you and the deal that ends careers.
The three packages on our pricing page are built for physicians, business owners and families whose income arrives steadily across thirty or forty years. A playing career is the opposite: the money arrives in about a decade, in a currency you may not live in, taxed in every jurisdiction you play in, and it has to carry the sixty years that follow. Athletes are served under one engagement, priced on its own.
One engagement covering your contract, your cross-border tax planning, every deal you get pitched, your family, and the plan for the four decades after your last game. We are paid by you and only by you: no commissions, no assets under management, and no referral fees from anyone we coordinate with.
Arrange an introductionEight areas of work, all of them inside the one fee. There is no hourly rate running alongside it and nothing on this list is quoted separately later.
All fifty items above, in a single annual fee plus applicable GST or HST. The fee is disclosed, discussed and agreed in writing before any work begins. Nothing on our pricing page applies to a Platinum athlete engagement.
Our fee covers our planning work only. It does not include the fees of your accountant, lawyer, or any other outside professional we coordinate with. Those professionals are engaged directly by you and bill you separately for their own work.
Email us directly at [email protected], or book a call to start the conversation.