/* ===========================================================
   Bracket Planning
   Shared stylesheet for the multi-page site
   Palette: forest green + brass + ivory - serif display
   =========================================================== */
:root{
  --forest:#143a2e; --forest2:#1d5141; --forest-l:#3c7c68;
  --gold:#bd9444; --gold-d:#9c7831; --gold-l:#d9bd80;
  --cream:#f6f1e6; --cream2:#efe7d6; --paper:#fffefb;
  --ink:#1d2722; --muted:#5d6962; --line:#e3dccb; --line2:#d2c8b1;
  --maxw:1200px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;overflow-x:hidden}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--paper);font-size:17px;line-height:1.65;overflow-x:hidden}
h1,h2,h3,h4{font-family:'Cormorant Garamond',Georgia,serif;font-weight:600;line-height:1.08;color:var(--forest);letter-spacing:.005em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{font-size:12.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-bottom:16px;display:flex;align-items:center;gap:12px}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--gold)}
.eyebrow.center{justify-content:center}
.lead{font-size:20px;color:var(--muted)}
.muted{color:var(--muted)}
.center{text-align:center}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:9px;background:var(--gold);color:#fff;padding:14px 28px;border-radius:3px;font-weight:600;font-size:15px;border:1px solid var(--gold);transition:.18s;cursor:pointer;font-family:'Inter'}
.btn:hover{background:var(--gold-d);border-color:var(--gold-d)}
.btn.dark{background:var(--forest);border-color:var(--forest)}
.btn.dark:hover{background:var(--forest2);border-color:var(--forest2)}
.btn.ghost{background:transparent;color:var(--forest);border-color:var(--forest)}
.btn.ghost:hover{background:var(--forest);color:#fff}
.btn.light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn.light:hover{background:#fff;color:var(--forest)}

/* ---------- top utility bar ---------- */
.utility{background:var(--forest);color:#cfe0d8;font-size:13px}
.utility .container{display:flex;justify-content:space-between;align-items:center;height:40px;gap:16px;flex-wrap:wrap}
.utility a{color:#e7efe9}
.utility .u-left span{margin-right:20px;display:inline-flex;align-items:center;gap:7px}
.utility .u-right{color:var(--gold-l);letter-spacing:.08em;font-size:12px;text-transform:uppercase;display:inline-flex;align-items:center;gap:14px}
/* Client Login lives here rather than in the main nav: it serves existing
   clients, and in the header it competed with the prospect-facing items. */
.utility .u-right a{color:#fff;font-weight:600}
.utility .u-right a:hover{color:var(--gold-l)}
.utility .u-sep{width:1px;height:12px;background:rgba(255,255,255,.28);display:inline-block}
@media(max-width:520px){.utility .u-sep{display:none}}

/* ---------- header / nav ---------- */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,254,251,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:82px;gap:18px;max-width:1280px}
.logo{display:flex;align-items:center;gap:14px}
.logo-concept{display:inline-flex;align-items:center;gap:13px;color:var(--forest)}
.brand-mark{width:46px;height:46px;position:relative;display:inline-flex;align-items:center;justify-content:center;flex:none;color:var(--gold-d)}
.brand-mark::before,.brand-mark::after,.brand-mark span::before,.brand-mark span::after{content:"";position:absolute;display:block}
.logo-concept .txt{line-height:1.05}
.logo-concept .txt b{font-family:'Cormorant Garamond';font-size:24px;font-weight:700;color:var(--forest);display:block}
.logo-concept .txt small{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
.bp-mark-1::before{inset:3px;border:1.6px solid var(--gold);border-radius:7px;transform:rotate(45deg)}
.bp-mark-1::after{width:18px;height:18px;border-top:2px solid currentColor;border-right:2px solid currentColor;transform:rotate(45deg)}
.bp-mark-1 span::before{width:28px;height:1.5px;background:var(--forest);transform:rotate(-45deg)}
.bp-mark-2::before{width:34px;height:34px;border:2px solid var(--gold);border-radius:50%}
.bp-mark-2::after{width:20px;height:27px;border-left:2px solid var(--forest);border-right:2px solid var(--forest)}
.bp-mark-2 span::before{width:27px;height:2px;background:var(--gold);top:14px;left:9px;box-shadow:0 16px 0 var(--gold)}
.bp-mark-3::before{width:34px;height:34px;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.bp-mark-3::after{width:22px;height:22px;border-right:2px solid var(--forest);border-top:2px solid var(--forest);transform:rotate(45deg)}
.bp-mark-3 span::before{width:5px;height:5px;background:var(--gold);border-radius:50%;top:11px;left:11px;box-shadow:19px 19px 0 var(--gold)}
.bp-mark-4::before{width:38px;height:30px;border:2px solid var(--gold);border-radius:4px}
.bp-mark-4::after{width:20px;height:20px;border:2px solid var(--forest);border-left:0;border-bottom:0;transform:rotate(45deg)}
.bp-mark-4 span::before{width:2px;height:32px;background:var(--gold);left:22px;top:7px}
.bp-mark-5::before{width:37px;height:37px;border:1.6px solid var(--gold);border-radius:8px}
.bp-mark-5::after{width:25px;height:25px;border:1.6px solid var(--forest);border-radius:6px;transform:translate(6px,-6px)}
.bp-mark-5 span::before{width:17px;height:17px;background:rgba(189,148,68,.18);border:1.5px solid var(--gold);border-radius:4px;transform:translate(-6px,6px)}
.logo .mark{width:46px;height:46px;border:1.5px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond';font-weight:700;color:var(--gold-d);font-size:19px;position:relative;flex:none}
.logo .mark::before{content:"";position:absolute;inset:4px;border:1px solid var(--line2);border-radius:50%}
.logo .txt{line-height:1.05}
.logo .txt b{font-family:'Cormorant Garamond';font-size:23px;font-weight:700;color:var(--forest);display:block}
.logo .txt small{font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--muted)}
.menu{display:flex;align-items:center;gap:16px;min-width:0}
/* Keep the brand lockup on one line. The menu no longer needs tightening at
   laptop widths - trimming Home, Contact and Client Login out of the header
   gave back more room than the Guides item took. */
.site-header .logo .txt small,.site-header .logo-concept .txt small{white-space:nowrap}
.menu a.nav-link{font-size:14.5px;font-weight:500;color:var(--ink);position:relative;padding:4px 0;white-space:nowrap}
.menu a.nav-link:hover{color:var(--gold-d)}
.menu a.nav-link.active{color:var(--forest)}
.menu a.nav-link.active::after{content:"";position:absolute;left:0;right:0;bottom:-4px;height:2px;background:var(--gold)}
.nav-group{position:relative}
.nav-drop{display:none;position:absolute;top:100%;left:-18px;min-width:250px;background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:10px;box-shadow:0 22px 46px -28px rgba(20,58,46,.55)}
.nav-group:hover .nav-drop,.nav-group:focus-within .nav-drop{display:block}
.nav-drop a{display:block;padding:9px 10px;border-radius:4px;font-size:13.5px;color:var(--ink);white-space:nowrap}
.nav-drop a:hover,.nav-drop a.active{background:var(--cream);color:var(--gold-d)}
.menu .btn{padding:9px 16px;font-size:14px;line-height:1.2;white-space:nowrap}
.menu .login-btn{padding:9px 16px}
.nav-toggle{display:none;background:none;border:1px solid var(--line2);border-radius:4px;padding:9px 11px;cursor:pointer}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--forest);margin:4px 0}

@media(max-width:980px){
  .menu{position:fixed;top:0;right:0;height:100vh;width:min(320px,86vw);background:var(--paper);flex-direction:column;align-items:flex-start;justify-content:flex-start;gap:6px;padding:90px 30px 30px;box-shadow:-20px 0 60px -30px rgba(20,58,46,.5);transform:translateX(100%);transition:.28s;border-left:1px solid var(--line)}
  .menu.open{transform:none}
  .menu a.nav-link{font-size:18px;padding:12px 0;width:100%;border-bottom:1px solid var(--line)}
  .menu a.nav-link.active::after{display:none}
  .nav-group{width:100%}
  .nav-drop{display:block;position:static;min-width:0;width:100%;border:0;border-bottom:1px solid var(--line);box-shadow:none;padding:0 0 10px 14px;background:transparent}
  .nav-drop a{font-size:15px;padding:7px 0;color:var(--muted)}
  .menu .btn{margin-top:14px}
  .nav-toggle{display:block;z-index:70}
  .nav-backdrop{position:fixed;inset:0;background:rgba(20,30,26,.4);opacity:0;pointer-events:none;transition:.28s;z-index:50}
  .nav-backdrop.show{opacity:1;pointer-events:auto}
}

/* ---------- generic section ---------- */
section{padding:92px 0}
.section-head{max-width:720px;margin-bottom:54px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head h2{font-size:clamp(34px,4.6vw,52px)}
.section-head p{margin-top:16px;font-size:19px;color:var(--muted)}
.bg-cream{background:var(--cream)}
.bg-forest{background:var(--forest);color:#e7efe9}
.bg-forest h2,.bg-forest h3{color:#fff}
.bg-forest .section-head p{color:#bcd0c7}
.divider{height:1px;background:var(--line);border:0}

/* ---------- page hero (subpages) ---------- */
.page-hero{background:linear-gradient(135deg,var(--forest),var(--forest2));color:#fff;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-140px;top:-140px;width:480px;height:480px;border:1px solid rgba(189,148,68,.3);border-radius:50%}
.page-hero .container{position:relative;z-index:2;padding:78px 28px}
.page-hero .eyebrow{color:var(--gold-l)}
.page-hero .eyebrow::before{background:var(--gold-l)}
.page-hero h1{color:#fff;font-size:clamp(40px,6vw,68px)}
.page-hero p{color:#c9d8d1;font-size:20px;max-width:620px;margin-top:18px}
.crumbs{font-size:13px;color:#9fc0b5;margin-bottom:22px;letter-spacing:.04em}
.crumbs a:hover{color:#fff}

/* ---------- home hero ---------- */
.hero{background:linear-gradient(135deg,var(--forest),var(--forest2));color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-180px;width:520px;height:520px;border:1px solid rgba(189,148,68,.25);border-radius:50%}
.hero::before{content:"";position:absolute;right:120px;top:-160px;width:320px;height:320px;border:1px solid rgba(189,148,68,.18);border-radius:50%}
.hero .container{position:relative;z-index:2;padding:104px 28px 110px;max-width:900px}
.hero .eyebrow{color:var(--gold-l)}
.hero .eyebrow::before{background:var(--gold-l)}
.hero h1{color:#fff;font-size:clamp(44px,6.6vw,82px);margin-bottom:24px}
.hero h1 em{font-style:italic;color:var(--gold-l)}
.hero p{font-size:21px;color:#cddcd4;max-width:640px;margin-bottom:36px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}

/* trust strip */
.trust{background:var(--cream2);border-bottom:1px solid var(--line)}
.trust .container{display:flex;flex-wrap:wrap;gap:24px;justify-content:space-between;padding:30px 28px}
.trust .t{display:flex;flex-direction:column;gap:4px}
.trust .t b{font-family:'Cormorant Garamond';font-size:30px;color:var(--gold-d);font-weight:700;line-height:1}
.trust .t span{font-size:13.5px;color:var(--muted)}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split.narrow{gap:48px}
@media(max-width:880px){.split{grid-template-columns:1fr;gap:36px}}
.portrait{aspect-ratio:4/5;border-radius:6px;background:
  repeating-linear-gradient(135deg,rgba(255,255,255,.05) 0 2px,transparent 2px 16px),
  linear-gradient(160deg,var(--forest),var(--forest2));
  position:relative;display:flex;align-items:flex-end;padding:28px;color:#fff;overflow:hidden;border:1px solid var(--line)}
.portrait::before{content:"KD";position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond';font-size:150px;font-weight:700;color:rgba(189,148,68,.28)}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 18%;z-index:0}
.portrait small{position:relative;font-size:12.5px;letter-spacing:.06em;color:var(--gold-l)}
.portrait.tall{aspect-ratio:3/4}
.portrait.placeholder::before{content:"+";font-size:110px;color:rgba(189,148,68,.38)}

/* cards grid */
.grid{display:grid;gap:24px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:980px){.grid.cols-3,.grid.cols-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.grid.cols-2,.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:34px 30px;transition:.22s}
.bg-cream .card{background:var(--paper)}
.card:hover{border-color:var(--gold);transform:translateY(-4px);box-shadow:0 22px 44px -28px rgba(20,58,46,.45)}
.card .knum{font-family:'Cormorant Garamond';font-size:20px;font-weight:700;color:var(--gold-d);border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:16px;display:flex;justify-content:space-between;align-items:baseline}
.card h3{font-size:25px;margin-bottom:10px}
.card p{font-size:15px;color:var(--muted)}
.card .more{display:inline-block;margin-top:16px;font-size:13px;font-weight:600;letter-spacing:.04em;color:var(--gold-d);text-transform:uppercase}

/* chips / lists */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span{border:1px solid var(--line);background:var(--paper);color:var(--forest);padding:8px 16px;border-radius:30px;font-size:14px;font-weight:500}
.ticklist{list-style:none}
.ticklist li{position:relative;padding:11px 0 11px 30px;border-bottom:1px solid var(--line);font-size:15.5px}
.ticklist li:last-child{border-bottom:0}
.ticklist li::before{content:"";position:absolute;left:4px;top:18px;width:8px;height:8px;border-radius:50%;background:var(--gold-d)}
.bg-forest .ticklist li{border-color:rgba(255,255,255,.14)}
.bg-forest .ticklist li::before{color:var(--gold-l)}

/* services detail blocks */
.services-intro{display:grid;grid-template-columns:minmax(0,.95fr) minmax(320px,.85fr);gap:48px;align-items:start}
@media(max-width:920px){.services-intro{grid-template-columns:1fr;gap:28px}}
.services-index{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 14px;align-content:start}
@media(max-width:620px){.services-index{grid-template-columns:1fr}}
.services-index a{display:block;padding:14px 16px;border-top:1px solid var(--line2);color:var(--forest);font-size:14px;font-weight:500;transition:.18s}
.services-index a:hover{color:var(--gold-d);padding-left:22px}
.services-detail .container{max-width:1240px}
.svc-block{border-top:1px solid var(--line2);padding:46px 0;display:grid;grid-template-columns:minmax(260px,.42fr) minmax(0,.58fr);gap:56px;align-items:start}
@media(max-width:960px){.svc-block{grid-template-columns:1fr;gap:22px}}
.svc-block .s-head{position:sticky;top:108px}
@media(max-width:960px){.svc-block .s-head{position:static}}
.svc-block .s-head .knum{font-family:'Cormorant Garamond';font-size:19px;color:var(--gold-d);font-weight:700}
.svc-block .s-head h3{font-size:32px;margin:8px 0 12px}
.svc-block .s-head p{font-size:17px;color:var(--muted);line-height:1.7;max-width:34ch}
.svc-block .s-body{display:block}
.service-panels{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 38px;align-items:start}
@media(max-width:760px){.service-panels{grid-template-columns:1fr}}
.service-panel{padding:0;border:0;background:transparent;box-shadow:none}
.service-panel:only-child{grid-column:1/-1}
.service-panel:only-child ul{columns:2;column-gap:42px}
@media(max-width:760px){.service-panel:only-child ul{columns:1}}
.service-panel h4{font-family:'Inter';font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--forest);margin:0 0 12px}
.service-panel ul{list-style:none;margin:0}
.service-panel li{position:relative;padding:10px 0 10px 20px;font-size:15px;color:var(--ink);border-bottom:1px solid var(--line);break-inside:avoid}
.service-panel li:last-child{border-bottom:0}
.service-panel li::before{content:"-";position:absolute;left:0;color:var(--gold)}

/* fees */
.fee-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:820px){.fee-grid{grid-template-columns:1fr}}
.fee{border:1px solid var(--line);border-radius:6px;padding:36px;text-align:center;background:var(--paper)}
.fee.feature{background:var(--forest);color:#fff;border-color:var(--forest)}
.fee.feature h3,.fee.feature .price{color:#fff}
.fee small{text-transform:uppercase;letter-spacing:.14em;font-size:12px;color:var(--gold-d);font-weight:600}
.fee.feature small{color:var(--gold-l)}
.fee .price{font-family:'Cormorant Garamond';font-size:48px;font-weight:700;color:var(--forest);margin:12px 0 4px}
.fee p{font-size:14px;color:var(--muted)}
.fee.feature p{color:#bcd0c7}
.fee-extra{display:flex;gap:16px;flex-wrap:wrap;justify-content:center;margin-top:24px}
.fee-extra .pill{border:1px solid var(--line);border-radius:30px;padding:10px 20px;font-size:14.5px}
.fee-extra .pill b{color:var(--forest)}

/* stats band */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line)}
.stats.stats-3{grid-template-columns:repeat(3,1fr);max-width:900px;margin:0 auto}
@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.stats.stats-3{grid-template-columns:1fr;max-width:none}}
.stats .s{background:var(--cream);padding:34px 22px;text-align:center}
.bg-forest .stats{background:rgba(255,255,255,.14)}
.bg-forest .stats .s{background:var(--forest)}
.stats .s b{font-family:'Cormorant Garamond';font-size:46px;color:var(--gold-d);font-weight:700;display:block;line-height:1}
.bg-forest .stats .s b{color:var(--gold-l)}
.stats .s span{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.bg-forest .stats .s span{color:#bcd0c7}

/* testimonials */
.quote{background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 6px 6px 0;padding:34px}
.quote p{font-family:'Cormorant Garamond';font-size:21px;font-style:italic;line-height:1.45;color:var(--forest);margin-bottom:16px}
.quote cite{font-style:normal;font-size:13.5px;font-weight:600;letter-spacing:.04em;color:var(--gold-d);text-transform:uppercase}
.quote.full p{font-family:'Inter';font-style:normal;font-size:16.5px;color:var(--ink);line-height:1.65;margin-bottom:14px}
.quote.full p+p{margin-top:0}
.quote.full .stars{color:var(--gold);letter-spacing:3px;margin-bottom:14px}

/* team */
.team-card{background:var(--paper);border:1px solid var(--line);border-radius:6px;overflow:hidden;transition:.22s}
.team-card:hover{border-color:var(--gold);box-shadow:0 22px 44px -28px rgba(20,58,46,.4)}
.team-card .photo{aspect-ratio:1/1;background:
  repeating-linear-gradient(135deg,rgba(255,255,255,.05) 0 2px,transparent 2px 16px),
  linear-gradient(160deg,var(--forest),var(--forest2));
  display:flex;align-items:center;justify-content:center;color:rgba(189,148,68,.4);font-family:'Cormorant Garamond';font-size:64px;font-weight:700}
.team-card .photo img{width:100%;height:100%;object-fit:cover;object-position:center 18%}
.team-card.placeholder .photo{background:var(--cream2);color:var(--line2)}
.team-card .info{padding:24px}
.team-card .info h3{font-size:24px}
.team-card .info .role{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin:4px 0 12px}
.team-card .info p{font-size:14.5px;color:var(--muted)}
.team-card .info .desig{font-family:'Inter';font-size:12px;color:var(--muted);margin-top:10px;letter-spacing:.04em}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:54px;align-items:start}
@media(max-width:880px){.contact-grid{grid-template-columns:1fr;gap:36px}}
.contact-item{display:flex;gap:16px;padding:22px 0;border-bottom:1px solid var(--line)}
.contact-item .ic{width:44px;height:44px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold-d);flex:none}
.contact-item h4{font-family:'Inter';font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.contact-item a,.contact-item p{font-size:18px;color:var(--forest);font-weight:500}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:560px){form .row{grid-template-columns:1fr}}
form label{display:block;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);margin:18px 0 7px}
form input,form select,form textarea{width:100%;padding:13px 15px;border:1px solid var(--line2);border-radius:4px;font-family:'Inter';font-size:15px;background:var(--paper);color:var(--ink)}
form input:focus,form select:focus,form textarea:focus{outline:none;border-color:var(--gold)}
form textarea{min-height:140px;resize:vertical}
.form-note{font-size:13px;color:var(--muted);margin-top:14px}
.optional{font-size:11px;font-weight:500;letter-spacing:0;text-transform:none}
.contact-submit{margin-top:22px}
.contact-submit[disabled]{cursor:wait;opacity:.65}
.form-status{display:none;margin-top:16px;padding:12px 14px;border-radius:4px;font-size:14px;line-height:1.5}
.form-status.show{display:block}
.form-status.success{background:#edf5f1;border:1px solid #b9d5c8;color:var(--forest)}
.form-status.error{background:#fff3f1;border:1px solid #e7c1ba;color:#792f25}
.contact-honeypot{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(1px,1px,1px,1px)!important;white-space:nowrap!important}

/* ---------- portal MVP ---------- */
.portal-body{min-height:100vh;background:linear-gradient(135deg,var(--cream),#fffefb);color:var(--ink)}
.portal-shell{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:42px 22px}
.portal-panel{width:min(100%,520px);background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:38px;box-shadow:0 28px 60px -44px rgba(20,58,46,.55)}
.portal-panel-wide{width:min(100%,720px)}
.portal-logo{display:inline-block;font-family:'Cormorant Garamond',Georgia,serif;font-size:26px;font-weight:700;color:var(--forest);margin-bottom:22px}
.portal-panel h1{font-size:42px;margin-bottom:12px}
.portal-form{margin-top:20px}
.portal-form label{margin-top:16px}
/* username callout on the set-password page */
.portal-username{margin-top:16px;background:var(--cream);border:1px solid var(--line2);border-left:3px solid var(--gold);border-radius:6px;padding:12px 14px}
.portal-username-label{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.portal-username b{display:block;margin-top:2px;font-size:15px;color:var(--forest);word-break:break-all}
.portal-username small{display:block;margin-top:4px;font-size:13px;color:var(--muted)}
.portal-status{margin-top:18px;color:var(--muted);font-size:14px;word-break:break-word}
.portal-status a{color:var(--forest);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold)}
/* split login */
.login-hero{display:grid;grid-template-columns:1.05fr .95fr;min-height:520px}
.login-aside{background:var(--forest);color:#e7efe9;padding:64px 56px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center}
.login-aside::before{content:"";position:absolute;right:-110px;top:-120px;width:360px;height:360px;border:1px solid rgba(217,189,128,.3);border-radius:50%}
.login-aside::after{content:"";position:absolute;right:-40px;bottom:-150px;width:280px;height:280px;border:1px solid rgba(217,189,128,.16);border-radius:50%}
.login-aside>*{position:relative;z-index:1}
.login-aside .eyebrow{color:var(--gold-l)}
.login-aside .eyebrow::before{background:var(--gold-l)}
.login-aside h1{color:#fff;font-size:clamp(38px,4.4vw,52px);margin-bottom:16px}
.login-aside p{color:#c9d8d1;font-size:17px;line-height:1.6;max-width:360px}
.login-secure{display:inline-flex;align-items:center;gap:9px;color:#9fc0b5;font-size:14px;margin-top:26px}
.login-secure svg{color:var(--gold-l);flex:none}
.login-form-side{background:var(--paper);padding:64px 56px;display:flex;flex-direction:column;justify-content:center}
.login-form-side h1{font-size:34px;margin-bottom:6px}
.login-form-side .login-sub{color:var(--muted);font-size:14.5px;margin-bottom:8px}
.login-form-side .btn{width:100%;justify-content:center;margin-top:22px}
.login-note{border-top:1px solid var(--line);margin-top:26px;padding-top:18px;font-size:14px;color:var(--muted)}
.login-note a{color:var(--forest);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold)}
@media(max-width:820px){.login-hero{grid-template-columns:1fr}.login-aside{padding:48px 32px;min-height:auto;order:2}.login-form-side{padding:48px 32px}}
.client-portal-panel{width:min(100%,980px)}
.portal-dashboard{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}
.portal-tile{border:1px solid var(--line);border-radius:8px;padding:18px;background:#fff}
.portal-tile h2{font-size:24px;margin-bottom:10px}
.portal-tile .btn{margin-top:4px}
.portal-tile-wide{grid-column:1/-1}
.questionnaire-form textarea{min-height:94px}
.questionnaire-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.questionnaire-intro{margin:18px 0 28px;padding:20px 22px;background:var(--cream);border:1px solid var(--line);border-radius:7px}
.questionnaire-intro p{margin:0 0 12px;font-size:14px;line-height:1.6;color:var(--ink)}
.questionnaire-intro p:last-of-type{margin-bottom:14px}
.questionnaire-intro ul{margin:0;padding-left:20px;font-size:14px;line-height:1.55;color:var(--ink)}
.questionnaire-intro li{margin-bottom:7px}
.questionnaire-intro li:last-child{margin-bottom:0}
.questionnaire-attachments{margin-top:40px;padding-top:28px;border-top:1px solid var(--line)}
.questionnaire-attachments h3{font-family:'Cormorant Garamond';font-size:24px;color:var(--forest);margin-bottom:6px}
.attachment-list{display:grid;gap:8px;margin:14px 0}
.attachment-row{display:flex;justify-content:space-between;align-items:center;gap:14px;border:1px solid var(--line);border-radius:6px;background:var(--cream);padding:10px 14px}
.attachment-row a{color:var(--forest);font-weight:600;font-size:14px;word-break:break-word}
.file-upload-btn{display:inline-block;cursor:pointer}
.small-note{margin-top:8px;font-size:13px}
#questionnaire-message{margin-top:14px}
#questionnaire-message.success{color:var(--forest);font-weight:600;background:#f4fbf6;border:1px solid #b9d8c9;border-radius:6px;padding:10px 14px}
@media(max-width:760px){.portal-dashboard{grid-template-columns:1fr}}

/* ---------- client delivery portal ---------- */
.portal-delivery-body{background:#f8f3e9}
.portal-delivery-body .portal-logo{margin-bottom:2px}
.portal-header{position:static;background:rgba(255,254,251,.96)}
.portal-nav{max-width:1240px;margin:0 auto;height:auto;padding:16px 24px}
.portal-session{display:flex;align-items:center;gap:18px;min-width:0}
.portal-session .muted{font-size:14px;word-break:break-word}
@media(max-width:640px){.portal-nav{flex-direction:column;align-items:flex-start;gap:14px}.portal-session{width:100%;justify-content:space-between}}
.small-btn{padding:10px 18px;font-size:14px}
.delivery-shell{max-width:1240px;margin:0 auto;padding:0 24px 56px}
.delivery-tabs{position:sticky;top:0;z-index:20;display:flex;gap:24px;align-items:center;background:rgba(248,243,233,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);padding:14px 4px;margin-bottom:26px;overflow:auto}
.delivery-tab{border:0;background:transparent;color:var(--ink);font-family:'Inter';font-size:14.5px;font-weight:500;padding:6px 2px;cursor:pointer;white-space:nowrap;position:relative}
.delivery-tab:hover{color:var(--gold-d)}
.delivery-tab.active{color:var(--forest);font-weight:600}
.delivery-tab.active::after{content:"";position:absolute;left:0;right:0;bottom:-14px;height:2px;background:var(--gold)}
.delivery-view{display:none}
.delivery-view.active{display:block}
.delivery-hero{background:linear-gradient(135deg,var(--forest),var(--forest2));border-radius:10px;color:#fff;padding:44px;display:flex;justify-content:space-between;gap:28px;align-items:flex-end;position:relative;overflow:hidden}
.delivery-hero::after{content:"";position:absolute;right:-80px;top:-120px;width:320px;height:320px;border:1px solid rgba(217,189,128,.3);border-radius:50%}
.delivery-hero>*{position:relative;z-index:1}
.delivery-eyebrow{display:inline-flex;align-items:center;gap:11px;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-l);font-weight:700;margin-bottom:14px}
.delivery-eyebrow::before{content:"";width:24px;height:1px;background:currentColor;opacity:.85}
.panel-head .delivery-eyebrow{color:var(--gold-d);margin-bottom:9px}
.delivery-hero h1{font-size:clamp(46px,7vw,78px);color:#fff;margin-bottom:8px}
.delivery-subtitle{color:#d9e4dd;font-size:18px}
.delivery-hero-meta{display:grid;gap:10px;min-width:220px}
.delivery-hero-meta span{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:9px;color:#cfe0d8;font-size:13px;text-transform:uppercase;letter-spacing:.08em}
.delivery-hero-meta b{color:#fff;text-transform:none;letter-spacing:0}
.year-control{display:grid;grid-template-columns:180px 1fr;gap:24px;align-items:center;background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:22px 24px;margin:18px 0;box-shadow:0 24px 54px -48px rgba(20,58,46,.5)}
.metric-label{display:block;color:var(--muted);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.year-control strong{display:block;font-family:'Cormorant Garamond';font-size:48px;line-height:1;color:var(--forest)}
.year-control small{color:var(--gold-d);font-weight:700}
.year-control input[type=range]{width:100%;height:7px;border:0;padding:0;background:var(--cream2);accent-color:var(--gold)}
.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:18px}
.metric-card{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:18px 16px;min-height:126px;box-shadow:0 20px 42px -40px rgba(20,58,46,.5)}
.metric-card span{display:block;color:var(--muted);font-size:11px;font-weight:700;letter-spacing:.11em;text-transform:uppercase}
.metric-card strong{display:block;font-family:'Cormorant Garamond';font-size:34px;line-height:1.05;color:var(--forest);margin:10px 0 8px}
.metric-card small{display:block;color:var(--muted);font-size:13px;line-height:1.35}
.delivery-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(320px,.75fr);gap:18px}
.delivery-panel{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 24px 54px -44px rgba(20,58,46,.5)}
.delivery-panel h2{font-size:31px;margin-bottom:6px}
.panel-head{display:flex;justify-content:space-between;align-items:flex-start;gap:18px;margin-bottom:18px}
.cashflow-panel{min-width:0}
.wide-panel{grid-column:1/-1}
.cashflow-bars{display:grid;gap:14px}
.cash-row div{display:flex;justify-content:space-between;gap:16px;font-size:14px;margin-bottom:8px}
.cash-row b{color:var(--forest)}
.cash-row span{color:var(--muted);font-weight:700}
.cash-row i{display:block;height:14px;border-radius:999px;background:var(--forest)}
.cash-row.use i{background:var(--gold)}
.cashflow-sankey{display:block;width:100%;height:430px;min-height:430px;overflow:visible}
.sankey-link{fill:none;stroke-opacity:.4;opacity:1;transition:stroke-opacity .15s;mix-blend-mode:normal}
.sankey-link:hover{stroke-opacity:.62}
.sankey-link.source{stroke-opacity:.4}
.sankey-link.use{stroke-opacity:.4}
.sankey-node{filter:none}
.sankey-node.hub{fill:#8a9a8f}
.sankey-label{font-family:'Inter';font-size:12px;font-weight:600;fill:var(--ink)}
.sankey-amount{font-family:'Inter';font-size:11px;font-weight:500;fill:var(--muted)}
.sankey-target-bg{fill:#eee9df}
.sankey-target-spending{fill:#bd9444}
.sankey-target-funded,.sankey-target-surplus{fill:#4f7f72}
.sankey-target-shortfall{fill:#b5533d}
.sankey-target-line{stroke:#fff;stroke-width:2}
.sankey-target-label{font-family:'Inter';font-size:12px;font-weight:600;fill:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.sankey-target-amount{font-family:'Cormorant Garamond';font-size:28px;font-weight:700;fill:var(--forest)}
.sankey-target-detail{font-family:'Inter';font-size:11px;font-weight:500;fill:var(--muted)}
.sankey-target-segment{stroke:rgba(255,255,255,.8);stroke-width:1}
.sankey-use-connector{fill:none;stroke:#b8afa0;stroke-width:1}
.sankey-use-label{font-family:'Inter';font-size:11px;font-weight:600;fill:var(--ink)}
.sankey-use-amount{font-family:'Inter';font-size:10.5px;font-weight:500;fill:var(--muted)}
.sankey-balance{font-family:'Inter';font-size:12px;font-weight:600}
.sankey-balance.positive{fill:#2f6756}
.sankey-balance.negative{fill:#a84835}
.hub-label{fill:var(--forest)}
.milestone-list{display:grid;gap:13px}
.milestone{display:grid;grid-template-columns:64px 1fr;gap:14px;padding:14px;border:1px solid var(--line);border-radius:6px;background:#fff}
.milestone span{display:flex;align-items:center;justify-content:center;border-radius:999px;background:var(--cream2);color:var(--gold-d);font-weight:800;font-size:13px}
.milestone b{display:block;color:var(--forest);line-height:1.25}
.milestone p{font-size:13px;color:var(--muted);line-height:1.45;margin-top:4px}
.milestone.reached{border-color:#b9d8c9;background:#f4fbf6}
.milestone.reached span{background:#dceee6;color:#174c39}
.trend-chart{display:block;width:100%;height:280px;min-height:280px;margin-top:6px}
.chart-grid{stroke:var(--line2);stroke-width:2;fill:none}
.chart-area{fill:rgba(60,124,104,.16);stroke:none}
.chart-line{fill:none;stroke:var(--forest);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.chart-line.assets{stroke:var(--gold-d);stroke-width:1.6;stroke-dasharray:4 3;opacity:1}
.chart-dot{fill:var(--gold);stroke:var(--paper);stroke-width:2}
.trend-chart text{font-family:'Inter';font-size:10.5px;font-weight:500;fill:var(--muted)}
.trend-grid line{stroke:var(--line);stroke-dasharray:2 3}
.trend-axis-base{stroke:var(--line2)}
.trend-selected-line{stroke:var(--gold);stroke-width:1;stroke-dasharray:3 3}
.trend-label{fill:var(--forest);font-size:11px;font-weight:600}
.trend-label-bg{fill:var(--paper);opacity:.85}
.chart-legend{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin-top:12px}
.chart-legend span{display:inline-flex;align-items:center;gap:7px}
.chart-legend i{width:11px;height:11px;border-radius:2px;display:inline-block}
.legend-net-worth{background:var(--forest)}
.legend-assets{background:var(--gold-d)}
.legend-selected{background:var(--gold)}
.assumption-list{display:grid;gap:10px;margin-top:14px}
.assumption-list div{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding-bottom:10px}
.assumption-list dt{color:var(--muted);font-size:13px;text-transform:uppercase;letter-spacing:.08em;font-weight:700}
.assumption-list dd{font-weight:800;color:var(--forest)}
.source-files{display:grid;gap:12px;margin-top:14px}
.file-tile{display:block;border:1px solid var(--line);border-radius:6px;padding:15px 16px;background:#fff;transition:.18s}
.file-tile:hover{border-color:var(--gold);transform:translateY(-2px)}
.file-tile span{display:block;color:var(--gold-d);font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.file-tile b{display:block;color:var(--forest);margin-top:4px;line-height:1.3}
.file-tile small{display:block;color:var(--muted);font-size:12px;margin-top:5px;word-break:break-word}
.file-tile.empty{opacity:.7}
.document-panel{min-height:640px}
.doc-actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.doc-preview{border:1px solid var(--line);border-radius:8px;min-height:520px;background:#fff;display:flex;align-items:center;justify-content:center;color:var(--muted);overflow:hidden}
.doc-frame{display:block;width:100%;height:72vh;min-height:520px;border:0;background:#fff}
.doc-empty{text-align:center;max-width:460px;padding:30px}
.doc-empty b{display:block;font-family:'Cormorant Garamond';font-size:30px;color:var(--forest);margin-bottom:8px}
.docx-preview{width:100%;height:72vh;min-height:520px;padding:28px;background:#ece7dc;overflow:auto;align-self:stretch}
.docx-preview .docx-wrapper{background:transparent!important;padding:0!important}
.docx-preview .docx-wrapper>section.docx{margin:0 auto 24px!important;box-shadow:0 18px 42px -30px rgba(20,58,46,.55)}
.questionnaire-panel{max-width:860px;margin:0 auto}
.questionnaire-panel .portal-form{margin-top:0}
.questionnaire-panel textarea{min-height:132px}
.question-section{border-top:1px solid var(--line);padding-top:24px;margin-top:30px}
.question-section:first-child{border-top:0;padding-top:0;margin-top:0}
.question-section h3{font-family:'Inter';font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--forest);margin:0}
.question-field small,.question-help{display:block;color:var(--muted);font-size:13px;line-height:1.45;margin:6px 0 10px}
.required-mark{display:inline-block;margin-left:8px;color:var(--gold-d);font-family:'Inter';font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.field-help{position:relative;display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;border-radius:50%;border:1px solid var(--line2);background:var(--cream2);color:var(--forest);font-size:12px;font-weight:800;line-height:1;margin-left:7px;cursor:help;vertical-align:middle}
.field-help span{position:absolute;left:50%;bottom:calc(100% + 9px);z-index:50;width:min(320px,78vw);transform:translateX(-50%) translateY(4px);border:1px solid var(--line2);border-radius:7px;background:var(--forest);color:#fff;padding:10px 12px;font-family:'Inter';font-size:12px;font-weight:500;line-height:1.45;text-transform:none;letter-spacing:0;text-align:left;box-shadow:0 18px 42px -24px rgba(20,58,46,.6);opacity:0;pointer-events:none;transition:.15s}
.field-help span::after{content:"";position:absolute;left:50%;top:100%;width:10px;height:10px;background:var(--forest);transform:translate(-50%,-5px) rotate(45deg)}
.field-help:hover span,.field-help:focus span{opacity:1;transform:translateX(-50%) translateY(0)}
.repeat-question{border:1px solid var(--line);border-radius:8px;padding:18px;margin-top:18px;background:#fff}
.repeat-question legend{font-family:'Inter';font-size:13px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--forest);padding:0 8px}
.repeat-rows{display:grid;gap:14px;margin:14px 0}
.repeat-row{border:1px solid var(--line);border-radius:7px;background:var(--cream);padding:14px}
.repeat-row-head{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:12px}
.repeat-row-head b{font-size:13px;color:var(--forest)}
.text-button{border:0;background:transparent;color:var(--gold-d);font-family:'Inter';font-size:13px;font-weight:800;cursor:pointer;padding:4px}
.repeat-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.repeat-fields label{margin:0}
.admin-question-section{font-family:'Inter';font-size:13px;letter-spacing:.13em;text-transform:uppercase;color:var(--forest);margin:22px 0 4px}
.admin-repeat-answer{display:grid;gap:10px;margin-top:12px}
.admin-repeat-row{border:1px solid var(--line);border-radius:6px;background:var(--cream);padding:12px}
.admin-repeat-row b{display:block;color:var(--forest);font-size:13px;margin-bottom:8px}
.admin-repeat-row p{margin:4px 0 0!important}
.admin-repeat-row span{font-weight:700;color:var(--forest)}
.admin-questionnaire-form{max-height:760px;overflow:auto;padding-right:10px}
.admin-questionnaire-form .question-field textarea{min-height:96px}
.admin-questionnaire-form .repeat-question{background:var(--paper)}

@media(max-width:980px){
  .delivery-hero{display:block;padding:34px}
  .delivery-hero-meta{margin-top:26px}
  .metric-grid{grid-template-columns:repeat(2,1fr)}
  .delivery-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .client-delivery-header{display:block}
  .client-delivery-header .btn{margin-top:16px}
  .delivery-shell{padding-left:16px;padding-right:16px}
  .delivery-hero{padding:28px 22px}
  .year-control{grid-template-columns:1fr;gap:14px}
  .metric-grid{grid-template-columns:1fr}
  .panel-head{display:block}
  .doc-actions{justify-content:flex-start;margin-top:14px}
  .delivery-panel{padding:20px}
  .repeat-fields{grid-template-columns:1fr}
}

/* ---------- admin MVP ---------- */
.admin-shell{max-width:1180px;margin:0 auto;padding:34px 24px 60px}
.admin-header{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:24px}
.admin-header h1{font-size:48px}
.admin-token{display:block;min-width:min(360px,100%);font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.admin-token input{display:block;width:100%;margin-top:7px;padding:12px 14px;border:1px solid var(--line2);border-radius:4px;background:var(--paper)}
.admin-grid{display:grid;grid-template-columns:360px minmax(0,1fr);gap:22px;align-items:start}
.admin-card{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:22px;box-shadow:0 24px 54px -44px rgba(20,58,46,.45)}
.admin-card-head,.client-detail-head,.admin-actions{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:18px}
.admin-actions{justify-content:flex-start;flex-wrap:wrap}
.admin-card h2,.client-detail h2{font-size:30px}
.client-list{display:grid;gap:10px}
.client-row{width:100%;text-align:left;background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:14px 15px;cursor:pointer;font-family:'Inter';color:var(--ink)}
.client-row:hover{border-color:var(--gold)}
.client-row strong,.client-row span,.client-row small{display:block}
.client-row span{color:var(--muted);font-size:13px;margin-top:2px}
.client-row small{font-size:12px;margin-top:8px;color:var(--muted)}
.status-badge{display:inline-flex;align-items:center;border-radius:999px;padding:4px 9px;background:var(--cream2);color:var(--forest);font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.status-badge.active{background:#dceee6;color:#174c39}
.status-badge.invited{background:#f2e6c8;color:#7a5b19}
.status-badge.disabled{background:#f2d7d3;color:#7a261d}
.record-form{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0 24px;margin:18px 0 24px}
.record-form h3,.client-detail h3{font-family:'Inter';font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--forest);margin:0 0 10px}
.checkbox-line{display:flex!important;align-items:center;gap:9px;text-transform:none!important;letter-spacing:0!important}
.checkbox-line input{width:auto}
.record-list{display:grid;gap:12px;margin:10px 0 22px}
.record-item{border:1px solid var(--line);border-radius:6px;padding:14px 15px;background:#fff}
.record-item strong,.record-item small{display:block}
.record-item small{color:var(--muted);font-size:12px;margin-top:2px}
.record-item p{font-size:14px;color:var(--ink);margin-top:10px}
.document-record{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.text-button.danger{color:#a8553f}
/* destructive admin action - visually separated from the safe buttons */
.btn.btn-danger{border-color:#a8553f;color:#a8553f;margin-left:auto}
.btn.btn-danger:hover{background:#a8553f;color:#fff}
.record-list.compact .record-item{display:flex;justify-content:space-between;gap:12px}
@media(max-width:900px){.admin-header{display:block}.admin-token{margin-top:20px}.admin-grid{grid-template-columns:1fr}}

/* about read more */

/* cta band */
.cta-band{background:linear-gradient(135deg,var(--forest),var(--forest2));color:#fff;border-radius:8px;padding:74px 36px;text-align:center;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;left:-100px;bottom:-160px;width:380px;height:380px;border:1px solid rgba(189,148,68,.25);border-radius:50%}
.cta-band h2{color:#fff;font-size:clamp(32px,4.6vw,50px);margin-bottom:14px;position:relative}
.cta-band p{color:#c9d8d1;margin-bottom:28px;position:relative;font-size:18px}
.cta-band .actions{position:relative;display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.cta-band a.email,.cta-band .email{color:var(--gold-l);font-weight:600}

/* footer */
.site-footer{background:var(--forest);color:#a9c4ba;padding:64px 0 30px;font-size:14.5px}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:880px){.footer-top{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.footer-top{grid-template-columns:1fr}}
.site-footer .logo .txt b{color:#fff}
.site-footer .logo .txt small{color:#9fc0b5}
.site-footer .logo-concept .txt b{color:#fff}
.site-footer .logo-concept .txt small{color:#9fc0b5}
.site-footer .logo-concept .brand-mark{color:var(--gold-l)}
.site-footer .logo-concept .brand-mark span::before{background:var(--gold-l)}
.site-footer .bp-mark-2::after,.site-footer .bp-mark-3::after,.site-footer .bp-mark-4::after,.site-footer .bp-mark-5::after{border-color:#fff}
.site-footer .logo .mark{border-color:var(--gold-l);color:var(--gold-l)}
.site-footer p.about{margin-top:16px;color:#9fc0b5;max-width:320px;font-size:14px}
.site-footer h5{font-family:'Inter';font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);margin-bottom:16px}
.site-footer ul{list-style:none}
.site-footer ul li{margin-bottom:10px}
.site-footer a:hover{color:#fff}
.footer-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:24px;color:#86a99c;font-size:13px}

/* ---------- how we work / journey ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:step}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.step{position:relative;background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:34px 30px}
.step.flag{border-color:var(--gold);box-shadow:0 22px 44px -28px rgba(20,58,46,.45)}
.step .badge{width:46px;height:46px;border-radius:50%;border:1.5px solid var(--gold);color:var(--gold-d);display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond';font-size:22px;font-weight:700;margin-bottom:18px}
.step.flag .badge{background:var(--gold);color:#fff;border-color:var(--gold)}
.step .tagk{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-bottom:8px}
.step h3{font-size:25px;margin-bottom:10px}
.step p{font-size:15px;color:var(--muted)}
.step .pin{position:absolute;top:22px;right:24px;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-d);font-weight:600}
.steps-arrow{display:flex;align-items:center;justify-content:center;color:var(--line2);font-size:24px}

/* ---------- engagement tiers / comparison ---------- */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch}
@media(max-width:820px){.tiers{grid-template-columns:1fr}}
.tier{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:8px;padding:34px 30px;background:var(--paper);position:relative}
.tier.feature{border-color:var(--gold);box-shadow:0 26px 50px -30px rgba(20,58,46,.5)}
.tier .ribbon{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold);color:#fff;font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:600;padding:5px 16px;border-radius:30px;white-space:nowrap}
.tier .tname{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d);font-weight:600}
.tier .tprice{font-family:'Cormorant Garamond';font-size:40px;font-weight:700;color:var(--forest);margin:10px 0 2px;line-height:1}
.tier .tprice small{font-family:'Inter';font-size:13px;color:var(--muted);font-weight:400}
.tier .tdesc{font-size:14.5px;color:var(--muted);margin-bottom:12px;min-height:24px}
.tier .tmeta{margin-bottom:18px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.tier .tmeta p{font-size:14px;color:var(--muted);line-height:1.5}
.tier .tmeta p + p{margin-top:4px}
.tier .tmeta strong{color:var(--forest);font-weight:600}
.tier ul{list-style:none;margin-bottom:24px}
.tier ul li{position:relative;padding:9px 0 9px 26px;font-size:14.5px;border-bottom:1px solid var(--line)}
.tier ul li:last-child{border-bottom:0}
.tier ul li::before{content:"+";position:absolute;left:0;color:var(--gold-d);font-weight:700}
.tier ul li.no{color:var(--muted)}
.tier ul li.no::before{content:"-";color:var(--line2)}
.tier .btn{margin-top:14px}
.best-for{font-size:13px;color:var(--muted);margin-top:auto;font-style:italic}

/* ---------- platinum / private client band ---------- */
.platinum{margin-top:26px;border-radius:10px;background:var(--forest);color:#f4efe2;padding:46px 48px;position:relative;overflow:hidden;border:1px solid var(--forest2)}
.platinum::before{content:"";position:absolute;inset:0;background:radial-gradient(620px 320px at 100% 0,rgba(217,189,128,.16),transparent 70%);pointer-events:none}
.platinum .pgrid{display:grid;grid-template-columns:1.05fr 1fr;gap:42px;position:relative}
@media(max-width:820px){.platinum{padding:36px 26px}.platinum .pgrid{grid-template-columns:1fr;gap:28px}}
.platinum .ribbon{display:inline-block;background:linear-gradient(100deg,var(--gold-l),var(--gold));color:var(--forest);font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;padding:6px 16px;border-radius:30px;margin-bottom:18px}
.platinum .tname{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);font-weight:600}
.platinum h3{font-size:42px;color:#fff;margin:6px 0 4px}
.platinum .pprice{font-family:'Cormorant Garamond';font-size:26px;font-weight:600;color:var(--gold-l);margin-bottom:14px}
.platinum .pdesc{font-size:15.5px;color:#d9d3c4;line-height:1.7;margin-bottom:24px}
.platinum .btn{background:var(--gold);border-color:var(--gold);color:var(--forest)}
.platinum .btn:hover{background:var(--gold-l);border-color:var(--gold-l)}
.platinum ul{list-style:none}
.platinum ul li{position:relative;padding:10px 0 10px 28px;font-size:15px;color:#ece7da;border-bottom:1px solid rgba(217,189,128,.18)}
.platinum ul li:last-child{border-bottom:0}
.platinum ul li::before{content:"*";position:absolute;left:0;color:var(--gold-l)}

/* ---------- persona entry points ---------- */
.personas{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media(max-width:820px){.personas{grid-template-columns:1fr}}
.persona{display:block;border:1px solid var(--line);border-radius:6px;padding:28px;background:var(--paper);transition:.2s}
.persona:hover{border-color:var(--gold);transform:translateY(-4px);box-shadow:0 22px 44px -28px rgba(20,58,46,.4)}
.persona h3{font-size:22px;margin-bottom:8px}
.persona p{font-size:14.5px;color:var(--muted)}
.persona .go{display:inline-block;margin-top:14px;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--gold-d)}
.personas-featured{grid-template-columns:repeat(2,minmax(280px,440px));justify-content:center;gap:28px}
.personas-featured .persona{padding:36px 34px;min-height:210px}
.personas-featured .persona h3{font-size:28px}
.personas-featured .persona p{font-size:16px;line-height:1.65}
@media(max-width:820px){.personas-featured{grid-template-columns:1fr}.personas-featured .persona{min-height:0}}

/* ---------- quiz ---------- */
.quiz{max-width:760px;margin:0 auto;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:40px}
.quiz h3{font-size:28px;margin-bottom:6px}
.quiz .q-intro{color:var(--muted);font-size:15.5px;margin-bottom:8px}
.quiz .qitem{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 0;border-bottom:1px solid var(--line)}
.quiz .qitem p{font-size:16px;font-weight:500;flex:1}
.quiz .toggle{display:inline-flex;border:1px solid var(--line2);border-radius:30px;overflow:hidden;flex:none}
.quiz .toggle button{background:var(--paper);border:0;padding:9px 20px;font-family:'Inter';font-size:14px;font-weight:600;color:var(--muted);cursor:pointer;transition:.15s}
.quiz .toggle button.on[data-v="yes"]{background:var(--forest);color:#fff}
.quiz .toggle button.on[data-v="no"]{background:var(--line2);color:var(--ink)}
.quiz .q-actions{margin-top:26px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.quiz-result{margin-top:24px;border-radius:8px;padding:28px;display:none}
.quiz-result.show{display:block}
.quiz-result.fit{background:var(--forest);color:#fff}
.quiz-result.fit h4{color:#fff}
.quiz-result.maybe{background:var(--cream2);border:1px solid var(--line2)}
.quiz-result.light{background:var(--cream);border:1px solid var(--line)}
.quiz-result h4{font-size:24px;margin-bottom:8px}
.quiz-result p{font-size:15.5px}
.quiz-result.fit p{color:#cfe0d8}
.quiz-result .btn{margin-top:18px}
.quiz .scorebadge{font-family:'Cormorant Garamond';font-weight:700;font-size:20px}

.util-placeholder{opacity:.85;font-style:italic}

/* ---------- logo concept sheet ---------- */
.logo-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.logo-sample{border:1px solid var(--line);border-radius:8px;background:var(--paper);padding:28px;display:flex;flex-direction:column;gap:20px;min-height:220px}
.logo-sample.feature{border-color:var(--gold);box-shadow:0 22px 44px -30px rgba(20,58,46,.45)}
.logo-sample.dark{background:var(--forest);color:#cfe0d8;border-color:var(--forest2)}
.logo-sample.dark .logo-concept .txt b{color:#fff}
.logo-sample.dark .logo-concept .txt small{color:#9fc0b5}
.logo-sample.dark .logo-concept .brand-mark{color:var(--gold-l)}
.logo-sample.dark .bp-mark-1 span::before{background:#fff}
.logo-sample.dark .bp-mark-2::after,.logo-sample.dark .bp-mark-3::after,.logo-sample.dark .bp-mark-4::after,.logo-sample.dark .bp-mark-5::after{border-color:#fff}
.logo-meta{border-top:1px solid var(--line);padding-top:16px}
.logo-sample.dark .logo-meta{border-color:rgba(255,255,255,.16)}
.logo-meta h3{font-family:'Inter';font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);margin-bottom:6px}
.logo-sample.dark .logo-meta h3{color:var(--gold-l)}
.logo-meta p{font-size:14.5px;color:var(--muted);line-height:1.55}
.logo-sample.dark .logo-meta p{color:#c9d8d1}
@media(max-width:780px){.logo-options{grid-template-columns:1fr}.logo-concept .txt b{font-size:22px}}

/* ---------- how we work - upgraded process ---------- */
.process{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:14px}
.process-line{position:absolute;top:39px;left:17%;right:17%;height:2px;background:linear-gradient(90deg,var(--gold-l),var(--gold),var(--gold-l));z-index:0}
.pstep{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;text-align:center}
.pnode{width:78px;height:78px;border-radius:50%;background:var(--paper);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;color:var(--gold-d);margin-bottom:24px;box-shadow:0 14px 34px -14px rgba(20,58,46,.45);transition:.25s}
.pnode svg{width:34px;height:34px;stroke:currentColor;stroke-width:1.6;fill:none;stroke-linecap:round;stroke-linejoin:round}
.pstep.featured .pnode{background:var(--forest);border-color:var(--forest);color:var(--gold-l);transform:scale(1.06)}
.pcard{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:32px 28px;width:100%;position:relative;transition:.22s}
.pstep.featured .pcard{border-color:var(--gold);box-shadow:0 28px 54px -32px rgba(20,58,46,.55)}
.pcard:hover{transform:translateY(-5px);box-shadow:0 28px 54px -30px rgba(20,58,46,.5)}
.pcard:hover ~ .pnode,.pstep:hover .pnode{border-color:var(--gold-d)}
.pk{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d);font-weight:600;display:block;margin-bottom:9px}
.pcard h3{font-size:25px;margin-bottom:10px}
.pcard p{font-size:14.5px;color:var(--muted)}
.ptag{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold);color:#fff;font-size:11px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;padding:5px 15px;border-radius:30px;white-space:nowrap}
@media(max-width:820px){
  .process{grid-template-columns:1fr;gap:30px}
  .process-line{left:39px;right:auto;top:40px;bottom:40px;width:2px;height:auto;background:linear-gradient(180deg,var(--gold-l),var(--gold),var(--gold-l))}
  .pstep{flex-direction:row;align-items:flex-start;text-align:left;gap:22px}
  .pnode{margin-bottom:0;flex:none}
  .pcard{flex:1}
  .ptag{left:22px;transform:none}
}

/* ---------- fee-only vs AUM calculator ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:stretch;max-width:980px;margin:0 auto}
@media(max-width:780px){.calc{grid-template-columns:1fr}}
.calc-controls{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:36px;display:flex;flex-direction:column;justify-content:center}
.calc-field{margin-bottom:26px}
.calc-field:last-of-type{margin-bottom:14px}
.calc-field label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:14px}
.calc-field output{font-family:'Cormorant Garamond';font-size:27px;font-weight:700;color:var(--forest);text-transform:none;letter-spacing:0}
.calc-field input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:6px;background:var(--cream2);outline:none}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--gold);border:3px solid var(--paper);box-shadow:0 2px 8px rgba(20,58,46,.4);cursor:pointer}
.calc-field input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--gold);border:3px solid var(--paper);cursor:pointer}
.calc-assume{font-size:12.5px;color:var(--muted);font-style:italic;line-height:1.5}
.calc-result{background:linear-gradient(155deg,var(--forest),var(--forest2));color:#fff;border-radius:10px;padding:40px 34px;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center}
.calc-head{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-l);font-weight:600}
.calc-big{font-family:'Cormorant Garamond';font-size:clamp(48px,7vw,64px);font-weight:700;color:#fff;line-height:1;margin:10px 0 24px}
.calc-subhead{font-size:13px;color:#cddcd4;max-width:34ch;line-height:1.5;margin:-8px 0 20px}
.calc-rows{width:100%;margin-bottom:26px}
.calc-row{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:14px;color:#cddcd4;text-align:left}
.calc-row b{color:#fff;font-family:'Cormorant Garamond';font-size:22px;white-space:nowrap}
.calc-result .btn{margin-top:2px}

/* ---------- affiliations / credentials logos ---------- */
.affil{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;align-items:stretch;max-width:1040px;margin:0 auto}
@media(max-width:860px){.affil{grid-template-columns:repeat(3,1fr)}}
@media(max-width:520px){.affil{grid-template-columns:repeat(2,1fr)}}
.logo-cell{display:flex;align-items:center;justify-content:center;padding:22px;background:#fff;border:1px solid var(--line);border-radius:10px;min-height:128px;transition:.2s}
.logo-cell:hover{border-color:var(--gold);box-shadow:0 16px 34px -22px rgba(20,58,46,.4);transform:translateY(-3px)}
.logo-cell img{max-height:78px;max-width:100%;width:auto;height:auto;object-fit:contain}

/* ---------- affiliations marquee (two-row auto-scroll) ---------- */
.logo-marquee{position:relative;display:flex;flex-direction:column;gap:20px;overflow:hidden;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.marquee-row{overflow:hidden}
.marquee-track{display:flex;gap:20px;width:max-content;animation:logo-scroll 48s linear infinite;will-change:transform}
.marquee-track.rev{animation-direction:reverse}
.logo-marquee:hover .marquee-track{animation-play-state:paused}
.logo-marquee .logo-cell{flex:0 0 190px;width:190px;min-height:104px}
@keyframes logo-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(max-width:520px){.logo-marquee .logo-cell{flex-basis:150px;width:150px}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none}}

/* ---------- client dashboard feature ---------- */
.dash-feature{align-items:center;gap:54px}
@media(max-width:900px){.dash-feature{gap:34px}}
.dash-feature .badge{display:inline-block;background:rgba(189,148,68,.14);color:var(--gold-d);font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;padding:6px 14px;border-radius:30px;margin-bottom:18px}
.dash-mock{background:#f8f3e9;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:0 40px 70px -34px rgba(20,58,46,.5)}
.dash-mock .dm-hero{background:var(--forest);border-radius:11px;padding:18px 20px;position:relative;overflow:hidden;margin-bottom:12px}
.dash-mock .dm-hero::after{content:"";position:absolute;right:-40px;top:-52px;width:150px;height:150px;border:1px solid rgba(217,189,128,.32);border-radius:50%}
.dash-mock .dm-ey{display:block;font-size:9px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-l);font-weight:700;margin-bottom:6px;position:relative}
.dash-mock .dm-name{display:block;font-family:'Cormorant Garamond';font-size:28px;font-weight:700;color:#fff;line-height:1;position:relative}
.dash-mock .dm-meta{display:flex;gap:16px;margin-top:12px;flex-wrap:wrap;position:relative}
.dash-mock .dm-meta span{font-size:9.5px;letter-spacing:.06em;text-transform:uppercase;color:#cfe0d8}
.dash-mock .dm-meta b{color:#fff}
.dash-mock .dm-year{display:flex;align-items:center;gap:16px;background:#fffefb;border-radius:10px;padding:12px 16px;margin-bottom:12px}
.dash-mock .dm-year>div:first-child{min-width:76px}
.dash-mock .dm-yk{display:block;font-size:8.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}
.dash-mock .dm-year strong{display:block;font-family:'Cormorant Garamond';font-size:30px;line-height:1;color:var(--forest)}
.dash-mock .dm-year small{color:var(--gold-d);font-weight:700;font-size:11px}
.dash-mock .dm-slider{flex:1;height:6px;border-radius:6px;background:var(--cream2);position:relative}
.dash-mock .dm-slider span{position:absolute;left:16%;top:50%;transform:translate(-50%,-50%);width:15px;height:15px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(189,148,68,.25)}
.dash-mock .dm-cards{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:12px}
.dash-mock .dm-card{background:#fffefb;border-radius:9px;padding:11px 13px}
.dash-mock .dm-card .dk{display:block;font-size:8.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}
.dash-mock .dm-card .dv{display:block;font-family:'Cormorant Garamond';font-size:23px;font-weight:700;color:var(--forest);line-height:1.1;margin-top:3px}
.dash-mock .dm-panel{background:#fffefb;border-radius:10px;padding:12px 14px 10px}
.dash-mock .dm-ph{font-size:9px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:6px}
.dash-mock .dm-sankey{display:block;width:100%;height:auto}
.dash-mock .dm-sk-link{fill:none;opacity:.42;stroke-linecap:butt}
.dash-mock .dm-sk-label{font-family:'Inter';font-size:8px;font-weight:600;fill:var(--muted)}
.dash-mock .dm-sk-hub{font-family:'Inter';font-size:8px;font-weight:700;fill:var(--forest)}

/* ---------- coordinate-the-pieces graphic ---------- */
.connect-viz{position:relative;width:100%;max-width:430px;margin:0 auto;aspect-ratio:1/1;overflow:visible}
.cv-lines{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.cv-line{stroke:var(--gold);stroke-width:2;stroke-linecap:round;opacity:.5}
.cv-hub{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:108px;height:108px;border-radius:50%;background:var(--forest);color:#fff;display:flex;align-items:center;justify-content:center;text-align:center;font-family:'Cormorant Garamond';font-size:21px;font-weight:700;line-height:1.05;box-shadow:0 22px 46px -24px rgba(20,58,46,.7);z-index:2}
.cv-hub::after{content:"";position:absolute;inset:-10px;border:1px solid var(--gold);border-radius:50%;opacity:.5}
.cv-node{position:absolute;transform:translate(-50%,-50%);background:var(--paper);border:1px solid var(--gold);color:var(--forest);font-family:'Inter';font-size:13px;font-weight:600;padding:9px 15px;border-radius:30px;white-space:nowrap;box-shadow:0 12px 26px -20px rgba(20,58,46,.55);z-index:3}

/* ---------- bio: credential cards ---------- */
.cred-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px 26px;margin-bottom:28px}
.cred-grid .cred{border-top:2px solid var(--forest);padding-top:16px}
.cred-grid .cred h4{font-family:'Cormorant Garamond';font-size:25px;font-weight:700;color:var(--forest);margin-bottom:2px}
.cred-grid .cred .yr{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-bottom:9px}
.cred-grid .cred p{font-size:14px;color:var(--muted);line-height:1.5}
@media(max-width:560px){.cred-grid{grid-template-columns:1fr;gap:18px}}
.connect-viz.cv-wide{max-width:500px}
.cv-wide .cv-node{white-space:normal;max-width:104px;text-align:center;font-size:12px;padding:8px 12px;line-height:1.25}
@media(max-width:520px){.cv-wide .cv-node{font-size:11px;padding:7px 10px;max-width:92px}}

/* ---------- bio: wrapped portrait layout ---------- */
.bio-flow{max-width:960px;margin:0 auto}
.bio-flow::after{content:"";display:block;clear:both}
.bio-portrait{float:left;width:330px;margin:4px 38px 26px 0}
.bio-flow h2{margin-bottom:0}
@media(max-width:820px){
  .bio-portrait{float:none;width:100%;max-width:340px;margin:0 0 26px}
}

/* ---------- pricing tier CTA ---------- */
.tier-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.tier-cta .btn{flex:1 1 auto;justify-content:center}

/* ============================================================
   Checkout flow
   ============================================================ */
.checkout-wrap{max-width:1080px;margin:0 auto}
.checkout-steps{list-style:none;display:flex;flex-wrap:wrap;gap:8px 26px;justify-content:center;margin:0 0 34px;counter-reset:none}
.checkout-steps li{display:flex;align-items:center;gap:9px;font-size:13px;font-weight:600;letter-spacing:.03em;color:var(--muted)}
.checkout-steps li span{width:26px;height:26px;border-radius:50%;border:1.5px solid var(--line2);display:flex;align-items:center;justify-content:center;font-size:13px;color:var(--muted);background:var(--paper);flex:none}
.checkout-steps li.current{color:var(--forest)}
.checkout-steps li.current span{border-color:var(--gold);background:var(--gold);color:#fff}
.checkout-steps li.done{color:var(--forest)}
.checkout-steps li.done span{border-color:var(--forest);background:var(--forest);color:#fff}

.checkout-grid{display:grid;grid-template-columns:1fr 340px;gap:32px;align-items:start}
/* summary is hidden until a plan is chosen - let the panel use the width */
.checkout-grid.no-summary{grid-template-columns:1fr}
@media(max-width:880px){.checkout-grid{grid-template-columns:1fr}}

.co-panel{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:34px 32px;box-shadow:0 28px 60px -48px rgba(20,58,46,.5)}
.co-panel h2{font-size:30px;margin-bottom:6px}
.co-sub{margin-bottom:20px;font-size:15px}
.co-subhead{font-size:22px;margin:26px 0 10px}
.co-form{margin-top:8px}
.co-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px;flex-wrap:wrap}
.co-actions .btn{flex:0 0 auto}

/* tier + plan-type selectors */
.co-tier-select{display:grid;gap:12px;margin-bottom:22px}
.co-tier-card{text-align:left;background:var(--paper);border:1.5px solid var(--line);border-radius:7px;padding:16px 18px;cursor:pointer;transition:.16s;font-family:inherit;color:inherit}
.co-tier-card:hover{border-color:var(--gold-l)}
.co-tier-card.active{border-color:var(--gold);box-shadow:0 0 0 3px rgba(189,148,68,.14)}
.co-tier-name{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;color:var(--forest)}
.co-tier-price{font-size:18px;font-weight:600;color:var(--gold-d);margin:2px 0}
.co-tier-price small{font-size:13px;font-weight:500;color:var(--muted)}
.co-tier-blurb{font-size:14px;color:var(--muted)}
.co-tier-taxline{display:flex;gap:10px;align-items:baseline;margin:0 0 6px}
.co-tier-tax{font-size:12px;color:var(--muted);letter-spacing:.02em}
.co-tier-was{font-size:12px;color:var(--muted);text-decoration:line-through}
.co-tier-select[aria-busy="true"]{min-height:120px}

/* province sits on step 1 so the tier prices below it are tax-inclusive */
.co-province-row{margin-bottom:20px}
.co-province-row select{max-width:340px}
.co-province-row .co-sub{margin:6px 0 0}

.co-plantype{display:grid;gap:12px}
.co-radio,.co-check{display:flex;gap:12px;align-items:flex-start;border:1.5px solid var(--line);border-radius:7px;padding:14px 16px;cursor:pointer;transition:.16s}
.co-radio:hover,.co-check:hover{border-color:var(--gold-l)}
.co-radio input,.co-check input{margin-top:3px;accent-color:var(--gold-d);flex:none;width:17px;height:17px}
.co-radio span{display:flex;flex-direction:column}
.co-radio b{font-size:15px;color:var(--forest)}
.co-radio small{font-size:13px;color:var(--muted)}
.co-check{margin-top:16px}
.co-check span{font-size:14px}

/* legal document viewer */
.co-legal{max-height:340px;overflow-y:auto;border:1px solid var(--line);border-radius:6px;padding:22px 24px;background:var(--cream);font-size:14.5px;line-height:1.6}
.co-legal:focus{outline:2px solid var(--gold-l);outline-offset:2px}
.co-legal h4{font-family:'Inter',sans-serif;font-size:14px;font-weight:600;color:var(--forest);margin:16px 0 4px}
.co-legal h4:first-child{margin-top:0}
.co-legal p{color:var(--ink);margin:0}
.co-legal p + p{margin-top:8px}
.co-legal ul{margin:6px 0 0;padding-left:20px}
.co-legal li{color:var(--ink);margin-bottom:4px}
.co-legal-ver{margin-top:18px !important;font-size:12px;color:var(--muted)}

/* payment method cards */
.co-method{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:560px){.co-method{grid-template-columns:1fr}}
.co-method-card{text-align:left;background:var(--paper);border:1.5px solid var(--line);border-radius:8px;padding:20px;cursor:pointer;transition:.16s;font-family:inherit;color:inherit;display:flex;flex-direction:column;gap:6px}
.co-method-card:hover{border-color:var(--gold-l)}
.co-method-card.active{border-color:var(--gold);box-shadow:0 0 0 3px rgba(189,148,68,.14)}
.co-method-card b{font-size:16px;color:var(--forest)}
.co-method-card small{font-size:13px;color:var(--muted)}
.co-method-ic{width:44px;height:44px;border-radius:50%;border:1px solid var(--gold);color:var(--gold-d);display:flex;align-items:center;justify-content:center;margin-bottom:4px}

.co-pay-loading{background:var(--cream);border:1px dashed var(--line2);border-radius:6px;padding:22px;text-align:center;color:var(--muted);font-size:15px}

/* one-time plans: request-only notice on step 1 */
.co-planonly-note{background:var(--cream);border:1px solid var(--line2);border-left:3px solid var(--gold);border-radius:6px;padding:14px 16px;margin:4px 0 4px;font-size:14px;color:var(--forest2)}
.co-planonly-note a{color:var(--gold-d);font-weight:600}

/* "we've emailed you" confirmation on the payment step */
.co-email-confirm{display:flex;gap:12px;align-items:flex-start;background:var(--cream);border:1px solid var(--line2);border-left:3px solid var(--gold);border-radius:6px;padding:14px 16px;margin:18px 0 22px}
.co-email-confirm b{color:var(--forest)}
.co-email-confirm > div > b{display:block;font-size:15px;margin-bottom:4px}
.co-email-confirm p{font-size:14px;color:var(--muted);margin:0}
.co-email-ic{flex:0 0 auto;width:34px;height:34px;border-radius:50%;border:1px solid var(--gold);color:var(--gold-d);display:flex;align-items:center;justify-content:center}

/* final payment step (bounce to Helcim) */
.co-pay-cta{margin:22px 0 8px}
.co-pay-cta .btn{font-size:16px;padding:14px 26px}
.co-pay-hint{font-size:13px;margin-bottom:8px}
.co-pay-foot{font-size:13px;margin-top:18px}
.btn.is-disabled{opacity:.5;pointer-events:none;cursor:not-allowed}

/* statuses */
.co-status{margin-top:14px;font-size:14px}
.co-status.err{color:#8a2c2c}
.co-status.ok{color:var(--forest2)}
.co-status:empty{display:none}

/* done */
.co-done{text-align:center;padding:10px 0}
.co-done-ic{width:64px;height:64px;border-radius:50%;background:var(--forest);color:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.co-done h2{margin-bottom:8px}

/* summary card */
.checkout-summary{background:var(--forest);color:#fff;border-radius:8px;padding:26px 26px 22px;position:sticky;top:20px}
.checkout-summary h3{color:#fff;font-size:22px;margin-bottom:16px}
.co-sum-row{display:flex;justify-content:space-between;gap:14px;font-size:14px;margin:9px 0;color:rgba(255,255,255,.82)}
.co-sum-row b{color:#fff;font-weight:600;text-align:right}
.co-sum-divider{height:1px;background:rgba(255,255,255,.16);margin:14px 0}
.co-sum-total{font-size:16px}
.co-sum-total span,.co-sum-total b{color:#fff}
.co-sum-total b{font-size:20px;font-family:'Cormorant Garamond',serif}
.co-sum-discount b{color:var(--gold-l);font-weight:600}
.co-sum-note{font-size:12.5px;color:rgba(255,255,255,.7);margin-top:14px;line-height:1.5}
.co-optional{font-weight:400;text-transform:none;letter-spacing:0;color:var(--muted);font-size:12px}
.co-sum-trust{display:flex;align-items:center;gap:8px;margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.16);font-size:12px;color:rgba(255,255,255,.7)}
@media(max-width:880px){.checkout-summary{position:static}}

/* ---------- portal billing panel ---------- */
.billing-rows{margin:6px 0 22px}
.billing-row{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15px}
.billing-row:last-child{border-bottom:0}
.billing-row span{color:var(--muted)}
.billing-row b{color:var(--ink);font-weight:600;text-align:right}
.billing-cancel{margin-top:8px}
.billing-note{background:var(--cream);border:1px solid var(--line2);border-radius:6px;padding:14px 16px;font-size:14px;color:var(--ink);margin-top:8px}
.billing-cancel .small-note{margin-top:12px}

/* ---------- professional network ---------- */
.network-panel{min-height:520px}
.network-panel-head{align-items:flex-start}
.network-disclaimer{max-width:390px;margin:0;padding:12px 14px;border-left:3px solid var(--gold);background:var(--cream);color:var(--muted);font-size:13px;line-height:1.5}
.network-profession-tabs{display:flex;gap:9px;flex-wrap:wrap;margin:6px 0 24px}
.network-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:30px;align-items:start}
.network-layout.no-filters{grid-template-columns:1fr}
.network-layout.no-filters .network-filters{display:none}
.network-filters{padding-right:24px;border-right:1px solid var(--line);min-height:240px}
.network-filter-group+.network-filter-group{margin-top:28px}
.network-filter-group h3{font-family:'Inter';font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin:0 0 9px}
.network-filter-options{display:grid;gap:4px}
.network-filter-button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;border:0;border-radius:5px;background:transparent;color:var(--ink);padding:9px 10px;text-align:left;font-family:'Inter';font-size:13px;line-height:1.3;cursor:pointer}
.network-filter-button:hover{background:var(--cream)}
.network-filter-button.active{background:var(--cream2);color:var(--forest);font-weight:600}
.network-filter-button small{color:var(--muted);font-size:11px}
.network-results-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:13px}
.network-results-head h3{font-family:'Cormorant Garamond';font-size:28px;color:var(--forest);margin:0 0 2px}
.network-list{display:grid;gap:12px}
.network-card{display:grid;grid-template-columns:46px minmax(0,1fr);gap:15px;border:1px solid var(--line);border-radius:7px;background:#fff;padding:17px}
.network-avatar{width:46px;height:46px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--forest);color:#fff;font-size:13px;font-weight:700;letter-spacing:.04em}
.network-card-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px}
.network-card h3{font-family:'Cormorant Garamond';font-size:25px;color:var(--forest);margin:0}
.network-card-head p{margin:2px 0 0;font-size:13px}
.network-location{color:var(--muted);font-size:13px;white-space:nowrap}
.network-tags{display:flex;gap:6px;flex-wrap:wrap;margin:10px 0 8px}
.network-tags span{display:inline-flex;border-radius:999px;background:var(--cream2);color:var(--forest);padding:4px 9px;font-size:11px;font-weight:600}
.network-card-body>p{font-size:14px;line-height:1.55;color:var(--ink);margin:0 0 13px;max-width:680px}
.network-contact{display:flex;flex-wrap:wrap;gap:5px 16px;margin:0 0 14px;font-size:12.5px;line-height:1.5;color:var(--muted)}
.network-contact a{color:var(--forest);text-decoration:none;font-weight:600}
.network-contact a:hover{text-decoration:underline}
.network-contact span{flex-basis:100%}
.network-empty{border:1px dashed var(--line2);border-radius:7px;padding:34px 22px;text-align:center;color:var(--muted);background:var(--cream)}
@media(max-width:760px){
  .network-panel-head{display:block}
  .network-disclaimer{max-width:none;margin-top:16px}
  .network-layout{grid-template-columns:1fr;gap:22px}
  .network-filters{min-height:0;padding:0 0 20px;border-right:0;border-bottom:1px solid var(--line)}
  .network-filter-options{display:flex;flex-wrap:wrap}
  .network-filter-button{width:auto}
  .network-card{grid-template-columns:1fr}
  .network-card-head{display:block}
  .network-location{display:block;margin-top:7px}
}

/* ---------- admin subscriptions ---------- */
.admin-card-full{grid-column:1 / -1}
.subscription-list{overflow-x:auto}
.subscription-table{width:100%;border-collapse:collapse;font-size:14px}
.subscription-table th{text-align:left;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:600;padding:8px 12px;border-bottom:1px solid var(--line)}
.subscription-table td{padding:12px;border-bottom:1px solid var(--line);vertical-align:top}
.subscription-table tr:last-child td{border-bottom:0}

/* ---------- long-form body copy (legal pages, guides) ----------
   Measure is capped near 70 characters: the rest of the site is built from
   short cards and split layouts, so nothing existing sets a readable line
   length for pages that are mostly running text. */
.prose{max-width:74ch}
.prose > * + *{margin-top:20px}
.prose h2{font-size:clamp(27px,3.2vw,36px);margin-top:52px}
.prose h3{font-size:22px;margin-top:36px}
.prose h2 + *,.prose h3 + *{margin-top:14px}
.prose > :first-child{margin-top:0}
.prose ul,.prose ol{padding-left:22px}
.prose li + li{margin-top:9px}
.prose li::marker{color:var(--gold-d)}
.prose a{color:var(--forest);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line2)}
.prose a:hover{text-decoration-color:var(--gold)}
.prose strong{font-weight:600;color:var(--forest)}
.prose code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.88em;background:var(--cream);border:1px solid var(--line);border-radius:4px;padding:1px 6px}
.prose .lead{font-size:20px;color:var(--muted)}
.prose-table-wrap{overflow-x:auto;margin-top:22px}
.prose table{width:100%;border-collapse:collapse;font-size:15px;min-width:460px}
.prose th{text-align:left;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:600;padding:10px 14px 10px 0;border-bottom:1px solid var(--line2)}
.prose td{padding:13px 14px 13px 0;border-bottom:1px solid var(--line);vertical-align:top}
.prose tr:last-child td{border-bottom:0}

/* Published / last-reviewed line. Guides reuse this for their byline block. */
.doc-dates{font-size:13.5px;color:var(--muted);letter-spacing:.02em;padding-bottom:22px;border-bottom:1px solid var(--line);margin-bottom:34px}
.doc-dates b{color:var(--forest);font-weight:600}

/* Standing note for material a reader should not act on unreviewed. */
.doc-note{background:var(--cream);border-left:3px solid var(--gold);border-radius:0 7px 7px 0;padding:20px 24px;font-size:15px;color:var(--muted)}
.doc-note b{color:var(--forest)}

/* ---------- authorship and sourcing ----------
   Who wrote it, what they are qualified to say, and where the numbers came
   from. These are components rather than prose so a guide cannot ship without
   them: an empty sources list renders as a visibly empty section. */
.author-box{display:flex;gap:20px;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:24px}
.author-box img{width:76px;height:76px;border-radius:50%;object-fit:cover;object-position:50% 20%;flex:0 0 auto}
.author-box .ab-name{font-family:'Cormorant Garamond';font-size:23px;font-weight:700;color:var(--forest);line-height:1.2}
.author-box .ab-creds{font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-top:5px}
.author-box .ab-bio{font-size:14.5px;color:var(--muted);margin-top:11px;line-height:1.6}
.author-box .ab-more{font-size:14px;margin-top:10px;display:inline-block;color:var(--forest);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line2)}
.author-box .ab-more:hover{text-decoration-color:var(--gold)}
@media(max-width:560px){.author-box{flex-direction:column;gap:16px}}

/* First-hand practitioner observation. A deliberate slot: the thing that
   separates this from a summary of other articles is what actually happens
   in practice, and a named block is what gets it written. */
.practice-note{background:linear-gradient(155deg,var(--forest),var(--forest2));color:#dbe7e1;border-radius:10px;padding:26px 30px}
.practice-note .pn-label{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-l);font-weight:600;margin-bottom:12px}
.practice-note p{margin-top:0}
.practice-note p + p{margin-top:14px}
.practice-note strong{color:#fff}

/* ---------- explanatory diagrams ----------
   Inline SVG rather than image files: no extra request, inherits the palette
   from these variables so it can never drift from the brand, stays sharp at
   any size, and needs no build tooling. Every diagram carries a <title> and
   <desc> because the information in it must survive being read aloud. */
.diagram{margin:30px 0 34px;max-width:100%}
.diagram-svg{width:100%;height:auto;display:block;overflow:visible}
.diagram figcaption{font-size:13.5px;color:var(--muted);line-height:1.55;margin-top:14px;max-width:66ch}
.prose .diagram{margin-left:0}

.d-grid line{stroke:var(--line);stroke-width:1}
.d-axis{stroke:var(--line2);stroke-width:1.5}
.d-axis-text{font-family:'Inter',system-ui,sans-serif;font-size:12px;fill:var(--muted)}
.d-axis-label{font-size:12px;fill:var(--muted);letter-spacing:.08em;text-transform:uppercase}

.d-line{fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.d-line-early{stroke:var(--gold)}
.d-line-standard{stroke:var(--forest2)}
.d-crosshair{stroke:var(--line2);stroke-width:1;stroke-dasharray:4 4}
.d-dot{fill:var(--forest);stroke:var(--paper);stroke-width:3}
.d-callout{font-family:'Inter',system-ui,sans-serif;font-size:13px;font-weight:600;fill:var(--forest)}
.d-series{font-family:'Inter',system-ui,sans-serif;font-size:13px;font-weight:600}
.d-series-early{fill:var(--gold-d)}
.d-series-standard{fill:var(--forest2)}

.d-box{stroke-width:1.5}
.d-box-neutral{fill:var(--cream);stroke:var(--line2)}
.d-box-salary{fill:rgba(189,148,68,.14);stroke:var(--gold)}
.d-box-tax{fill:var(--cream);stroke:var(--line2)}
.d-box-out{fill:var(--forest);stroke:var(--forest)}
/* Adjacent sibling only: the general sibling combinator would whiten every
   later label in the same SVG, not just the one inside this box. */
.d-box-out + .d-box-text{fill:#fff}
.d-box-text{font-family:'Inter',system-ui,sans-serif;font-size:13px;fill:var(--ink)}
.d-node-label{display:none}
.d-route-label{font-family:'Inter',system-ui,sans-serif;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.d-route-salary{fill:var(--gold-d)}
.d-route-dividend{fill:var(--forest2)}
.d-note{font-family:'Inter',system-ui,sans-serif;font-size:12.5px;font-style:italic;fill:var(--muted)}
.d-arrow{stroke:var(--line2);stroke-width:1.5;fill:none}
.d-arrow-head{fill:var(--line2)}

/* Numbered sources with reciprocal anchors, so a claim in the text and the
   authority behind it are one click apart in both directions. */
.sources{margin-top:16px;counter-reset:src}
.sources li{font-size:14.5px;color:var(--muted);line-height:1.6}
.sources li b{color:var(--forest);font-weight:600}
.sources .src-accessed{font-size:13px;color:var(--muted);opacity:.85}
.prose sup a{text-decoration:none;color:var(--gold-d);font-weight:600;padding:0 1px}
.prose sup a:hover{color:var(--forest)}

/* Press: tiered on purpose. Independent journalism, a brand publication and a
   bylined guest post are different kinds of evidence and are labelled as such
   rather than flattened into one "as seen in" strip. */
.press-list{display:grid;gap:14px;margin-top:18px}
.press-item{border:1px solid var(--line);border-radius:9px;padding:18px 20px;background:var(--paper)}
.press-item .pi-meta{display:flex;flex-wrap:wrap;align-items:baseline;gap:10px;margin-bottom:7px}
.press-item .pi-pub{font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--forest)}
.press-item .pi-date{font-size:12.5px;color:var(--muted)}
.press-item .pi-tag{font-size:11px;letter-spacing:.07em;text-transform:uppercase;font-weight:600;padding:3px 9px;border-radius:20px;background:var(--cream2);color:var(--muted)}
.press-item .pi-tag.journalism{background:rgba(189,148,68,.16);color:var(--gold-d)}
.press-item .pi-title{font-size:16.5px;line-height:1.45;color:var(--forest);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line2)}
.press-item .pi-title:hover{text-decoration-color:var(--gold)}
.press-item .pi-note{font-size:14px;color:var(--muted);margin-top:8px;line-height:1.55}

/* Single press citation dropped into a page it supports. */
.press-cite{border-left:3px solid var(--gold);background:var(--cream);border-radius:0 7px 7px 0;padding:16px 20px;font-size:14.5px;color:var(--muted)}
.press-cite b{color:var(--forest)}
.press-cite a{color:var(--forest);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line2)}